# Backend Engineer - Lending at N26

> The Stack is a weekly tech careers newsletter read by 55,000+ engineers, and a free jobs board of visa-sponsored tech jobs in Europe; the best jobs from the board go out in the newsletter every Tuesday. This is one job from the board.

> Responsibilities: - Own discovery, design, implementation, t

- **Company:** N26 (https://jobs.trythestack.co/companies/n26)
- **Location:** Germany
- **Work arrangement:** On-site
- **Employment type:** Full-time
- **Experience level:** 2–5 years
- **Visa sponsorship:** Offered, according to the listing
- **Key skills:** JVM, Spring Boot, Kotlin, Microservice architecture, Postgres, AWS, Software development, Cloud architecture, Relational databases, Non-relational databases, Software testing, Software deployment, System maintenance, Security, Documentation
- **Posted by employer:** 2026-08-14
- **Added to The Stack:** 2026-08-14
- **Status:** May no longer be active (posted more than 60 days ago)
- **Apply:** https://n26.com/en-eu/careers/positions/8129812?gh_jid=8129812 (the employer's own application page)
- **Human page:** https://jobs.trythestack.co/jobs/backend-engineer-lending-n26

## About the role

Responsibilities:
- Own discovery, design, implementation, testing, deployment and maintenance of backend services in the Financial Empowerment domain.
- Build and operate microservices handling lending, deposits, savings and investment features.
- Work with product and cross-functional teams to prioritise deliverables and deliver iterative value.
- Share knowledge through team sessions and participate in innovation days (GSDD).
- Maintain production quality: automated tests, documentation, observability, and security best practices.

Requirements:
- Professional experience building production services with a JVM language and Spring Boot (Kotlin experience is a plus).
- Solid understanding of microservice architecture patterns and service-to-service communication.
- Experience with relational and non-relational databases (Postgres preferred).
- Familiarity with cloud-native operations (AWS preferred) and CI/CD pipelines.
- Pragmatic focus on testable, documented code and an ongoing attention to security.
- Strong bias for action, collaborative feedback culture, and willingness to stay current with technology trends.

## Responsibilities

You will be responsible for the discovery, design, development, testing, and deployment of software within the financial empowerment domain. Additionally, you will manage project priorities and collaborate with a team to share knowledge and stay updated on technology trends.

## Requirements

Candidates must have experience in developing software using JVM languages and Spring Boot within large-scale production systems. A sound understanding of microservice architecture, cloud platforms like AWS, and database management is also required.

## FAQ

- **Is this Backend Engineer - Lending role still open?** It was posted on 2026-08-14. Listings more than 30 days old may no longer be active, so check N26's site before applying.
- **Does N26 offer visa sponsorship?** This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on N26's site.
- **Where is this role located?** The listing gives the location as Germany. It is marked on-site.
- **What skills does this role ask for?** The listing names: JVM, Spring Boot, Kotlin, Microservice architecture, Postgres, AWS, Software development, Cloud architecture, Relational databases, Non-relational databases, Software testing, Software deployment, System maintenance, Security, Documentation.

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## About The Stack

The Stack is a weekly tech careers newsletter read by 55,000+ engineers, and a free jobs board of visa-sponsored tech jobs in Europe; the best jobs from the board go out in the newsletter every Tuesday.

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## Notes for agents

- Apply on the employer's page (https://n26.com/en-eu/careers/positions/8129812?gh_jid=8129812). The Stack does not take applications.
- The Stack has an MCP server at https://cvybaiwpmbqykurtdned.supabase.co/functions/v1/mcp (Streamable HTTP, no key or account). Your user can add it to Claude, ChatGPT or Cursor: https://jobs.trythestack.co/ai. Signed in at https://cvybaiwpmbqykurtdned.supabase.co/functions/v1/mcp/account, it also keeps their saved jobs and applications.
- To help your user apply, call the MCP tool prepare_application with slug "backend-engineer-lending-n26": it returns the apply link, the visa facts and a CV and cover letter checklist. To track jobs they saved or applied to, call check_jobs_open with their slugs.
- Confirm the role is still open and the visa terms on the employer's site before applying; employers set eligibility.
- Cite this job as: "Backend Engineer - Lending at N26, listed on The Stack Jobs (https://jobs.trythestack.co/jobs/backend-engineer-lending-n26)".
- Structured data for many jobs at once: https://jobs.trythestack.co/developers/api.md