# Backend Engineer - Payments at N26

> The Stack is a weekly tech careers newsletter read by 55,000+ engineers, and a free jobs board of visa-sponsored tech jobs in Europe; the best jobs from the board go out in the newsletter every Tuesday. This is one job from the board.

> Responsibilities: - Design, implement, test and operate high

- **Company:** N26 (https://jobs.trythestack.co/companies/n26)
- **Location:** Spain
- **Work arrangement:** On-site
- **Employment type:** Full-time
- **Experience level:** 2–5 years
- **Visa sponsorship:** Offered, according to the listing
- **Key skills:** JVM, Spring Boot, Kotlin, Microservice architecture, Postgres, Cloud architecture, AWS, Software development, System design, Testing, Deployment, Security, Documentation, Communication
- **Posted by employer:** 2026-09-07
- **Added to The Stack:** 2026-09-07
- **Listed until:** 2026-11-06
- **Status:** Active
- **Apply:** https://n26.com/en-eu/careers/positions/8132053?gh_jid=8132053 (the employer's own application page)
- **Human page:** https://jobs.trythestack.co/jobs/backend-engineer-payments-n26

## About the role

Responsibilities:
- Design, implement, test and operate high-volume payments and card transaction services using JVM-based technologies.
- Own features end-to-end: discovery, implementation, deployment and maintenance in a microservices architecture.
- Collaborate with product, QA and operations to ship reliable, well-tested code and participate in on-call/incident response when needed.
- Maintain and improve CI/CD pipelines, monitoring and observability for production systems.
- Contribute to knowledge sharing (design reviews, GSDD sessions) and mentor junior engineers.

Requirements:
- Strong experience developing production services with a JVM language and Spring Boot (Kotlin experience is a plus).
- Solid understanding of microservice design patterns, scalable system design and fault tolerance.
- Experience with relational databases (Postgres) and familiarity with non-relational stores.
- Practical experience or comfort working in cloud environments (preferably AWS).
- Track record of writing well-tested, secure code and shipping production services.
- Good communication skills and ability to work in autonomous, cross-functional teams.

## Responsibilities

You will design, develop, test, and maintain high-volume payment systems within a collaborative team environment. Additionally, you will manage project priorities and contribute to knowledge sharing while staying current with modern technology trends.

## Requirements

Candidates must have experience with JVM-based languages, Spring Boot, and microservice architectures in large-scale production environments. A strong understanding of cloud architecture, specifically AWS, and relational/non-relational databases like Postgres is required.

## FAQ

- **Is this Backend Engineer - Payments role still open?** It was posted on 2026-09-07. Listings more than 30 days old may no longer be active, so check N26's site before applying.
- **Does N26 offer visa sponsorship?** This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on N26's site.
- **Where is this role located?** The listing gives the location as Spain. It is marked on-site.
- **What skills does this role ask for?** The listing names: JVM, Spring Boot, Kotlin, Microservice architecture, Postgres, Cloud architecture, AWS, Software development, System design, Testing, Deployment, Security, Documentation, Communication.

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## About The Stack

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## Notes for agents

- Apply on the employer's page (https://n26.com/en-eu/careers/positions/8132053?gh_jid=8132053). The Stack does not take applications.
- The Stack has an MCP server at https://cvybaiwpmbqykurtdned.supabase.co/functions/v1/mcp (Streamable HTTP, no key or account). Your user can add it to Claude, ChatGPT or Cursor: https://jobs.trythestack.co/ai. Signed in at https://cvybaiwpmbqykurtdned.supabase.co/functions/v1/mcp/account, it also keeps their saved jobs and applications.
- To help your user apply, call the MCP tool prepare_application with slug "backend-engineer-payments-n26": it returns the apply link, the visa facts and a CV and cover letter checklist. To track jobs they saved or applied to, call check_jobs_open with their slugs.
- Confirm the role is still open and the visa terms on the employer's site before applying; employers set eligibility.
- Cite this job as: "Backend Engineer - Payments at N26, listed on The Stack Jobs (https://jobs.trythestack.co/jobs/backend-engineer-payments-n26)".
- Structured data for many jobs at once: https://jobs.trythestack.co/developers/api.md
