Product Manager, Young Monzo at Referrals Only

London

on-site · full-time · Visa sponsorship

Responsibilities:
- Define and own the Young Monzo product vision, roadmap and measurable outcomes across the family journey (under-16 → 16–17 → adult).
- Design onboarding flows, parental controls and safety guardrails that balance independence, usability and compliance.
- Work closely with engineering, design, data, legal and compliance to deliver features that scale across markets.
- Run experiments, set KPIs and use data to prioritise product decisions that drive engagement, trust and retention.
- Ensure smooth graduation paths to adult Monzo and work on internationalisation and localisation where needed.
- Communicate strategy and progress clearly to stakeholders and adapt plans based on evidence and user research.

Requirements:
- Product management experience building consumer-facing, regulated or safety-sensitive products, ideally in fintech or family-focused services.
- Strong data literacy: experience defining metrics, running experiments and partnering with data/ML teams.
- Demonstrable ability to manage ambiguity, make trade-offs and ship complex cross-functional initiatives.
- Excellent stakeholder management, communication skills and judgment in high-stakes decisions.
- User-centred mindset with experience in testing, research and designing age-appropriate experiences.
- Passion for improving financial education and confidence for young people; experience in payments/banking is desirable.