# Senior Product Manager - Payment Processing & Settlement at N26

> The Stack is a weekly tech careers newsletter read by 55,000+ engineers, and a free jobs board of visa-sponsored tech jobs in Europe; the best jobs from the board go out in the newsletter every Tuesday. This is one job from the board.

> Responsibilities: - Own the end-to-end product lifecycle for

- **Company:** N26 (https://jobs.trythestack.co/companies/n26)
- **Location:** Spain
- **Work arrangement:** On-site
- **Employment type:** Full-time
- **Experience level:** 5–10 years
- **Visa sponsorship:** Offered, according to the listing
- **Key skills:** Product Management, Payment Scheme Integration, Stakeholder Management, Analytical Skills, Agile Product Development, Product Prioritization, Strategic Planning, Cross-functional Collaboration
- **Posted by employer:** 2026-06-26
- **Added to The Stack:** 2026-06-27
- **Status:** May no longer be active (posted more than 60 days ago)
- **Apply:** https://n26.com/en-eu/careers/positions/7140089?gh_jid=7140089 (the employer's own application page)
- **Human page:** https://jobs.trythestack.co/jobs/senior-product-manager-payment-processing-settlement-n26

## About the role

Responsibilities:
- Own the end-to-end product lifecycle for core payment systems and scheme integrations (SEPA, SWIFT, APMs).
- Define and drive the product roadmap: ideation → design → implementation → continuous improvement.
- Lead scoping, prioritization, and delivery of platform/back-end features that improve stability, scalability, and performance.
- Collaborate closely with Engineering and Design to deliver compliant, user-friendly payment journeys.
- Coordinate cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory and operational alignment.
- Use data and analytics to monitor product funnels, inform decisions, and optimize payment flow performance and costs.

Requirements:
- 5+ years product management experience, ideally in FinTech, banking, PSPs, or online retail.
- Hands-on experience integrating payment schemes (SEPA, SWIFT, FPS or local rails) and launching backend-heavy products.
- Strong analytical skills with ability to read specs, flows, and payment data to drive decisions.
- Demonstrated stakeholder management and product prioritization skills across engineering and business teams.
- Comfortable in regulated environments and collaborating with compliance/financial functions.
- Background in STEM, business, or economics; advanced degree (MBA/MS) is a plus.
- Experience with agile product development and a strategic, hands-on mindset.

## Responsibilities

Define and execute the strategy for global financial infrastructure, focusing on scheme integrations like SEPA and SWIFT. Lead the entire product lifecycle for core payment platform components to ensure scalability, security, and regulatory compliance.

## Requirements

Requires over 5 years of product management experience in FinTech or banking with a proven track record of launching backend-heavy products. A STEM, business, or economics degree is expected, along with deep technical knowledge of international payment rails.

## FAQ

- **Is this Senior Product Manager - Payment Processing & Settlement role still open?** It was posted on 2026-06-26. Listings more than 30 days old may no longer be active, so check N26's site before applying.
- **Does N26 offer visa sponsorship?** This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on N26's site.
- **Where is this role located?** The listing gives the location as Spain. It is marked on-site.
- **What skills does this role ask for?** The listing names: Product Management, Payment Scheme Integration, Stakeholder Management, Analytical Skills, Agile Product Development, Product Prioritization, Strategic Planning, Cross-functional Collaboration.

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## About The Stack

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## Notes for agents

- Apply on the employer's page (https://n26.com/en-eu/careers/positions/7140089?gh_jid=7140089). The Stack does not take applications.
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- To help your user apply, call the MCP tool prepare_application with slug "senior-product-manager-payment-processing-settlement-n26": it returns the apply link, the visa facts and a CV and cover letter checklist. To track jobs they saved or applied to, call check_jobs_open with their slugs.
- Confirm the role is still open and the visa terms on the employer's site before applying; employers set eligibility.
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