Solutions Architect and Payments Expert – Emerging Payments Architecture at American Express

✨ The Stack take on this American Express job

• 🏢 American Express has 5 jobs here, 5 with visa sponsorship see all
• 🛂 Skilled Worker visa. Standard minimum salary: £41,700 a year guide
• 💡 No salary shown. Ask American Express if it is above the minimum.

Updated 2026-11-03, from our data and official sources.

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About the role

Responsibilities:
- Define architectures and solution designs for emerging payments (payment tokenisation, 3D Secure, Safekey) across the Global Network.
- Act as a subject-matter consultant to product and technology teams, translating business requirements into technical designs.
- Collaborate with network product owners, engineering, security and risk teams to ensure compliant, secure and scalable solutions.
- Produce clear technical documentation, proposals and implementation guidance for cross-functional stakeholders.
- Support architecture reviews, technology roadmaps and adoption of standards across payment platforms.

Requirements:
- Proven experience in solutions architecture, distributed systems and cloud-based architectures.
- Deep knowledge of card payments technologies and standards (tokenisation, 3DS, REST APIs) and related security/compliance considerations.
- Strong written and verbal communication skills with ability to consult, influence and present to technical and business audiences.
- Degree in computer science or related field; past software development experience is an advantage.
- Comfortable working in Agile/SAFe environments and collaborating across global teams.

Responsibilities

The Solutions Architect will define and contribute to payment product solutions by collaborating with network product and technology teams. They will provide consultancy to product teams while ensuring high-quality technology engineering and architecture standards.

Requirements

Candidates must have experience in solution architecture, distributed systems, and cloud-based technologies, ideally with a background in the card payments industry. A bachelor's or master's degree in computer science or a related field is required.

Key skills

• Solutions architecture — in 6 other listings on The Stack
• Distributed systems — in 332 other listings on The Stack
• RESTful APIs — in 62 other listings on The Stack
• Cloud-based systems — not in any other listing on The Stack
• Payment tokenisation — not in any other listing on The Stack
• 3D Secure — not in any other listing on The Stack
• Safekey — not in any other listing on The Stack
• Agile — in 151 other listings on The Stack
• SAFe
• Card payments
• Software development
• Communication skills
• Collaboration
• Strategic business knowledge
• Technology risk
• Information security

On The Stack (as of 2026-11-03)

• American Express has 4 other listings on The Stack, 4 of them marked as offering visa sponsorship.
• 209 visa-sponsored jobs in the United Kingdom on The Stack, posted in the last 60 days.

Frequently asked questions about American Express

Is this Solutions Architect and Payments Expert – Emerging Payments Architecture role still open?

It was posted on 2026-08-26. Listings more than 30 days old may no longer be active, so check American Express's site before applying.

Does American Express offer visa sponsorship?

This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on American Express's site.

Where is this role located?

The listing gives the location as United Kingdom. It is marked on-site.

What skills does this role ask for?

The listing names: Solutions architecture, Distributed systems, RESTful APIs, Cloud-based systems, Payment tokenisation, 3D Secure, Safekey, Agile, SAFe, Card payments, Software development, Communication skills, Collaboration, Strategic business knowledge, Technology risk, Information security.