Senior Software Engineer, Backend (Merchant Data Platform EU) at Affirm

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• 🏢 Affirm has 38 jobs here, 25 with visa sponsorship see all
• 🛂 Visa: Highly Qualified Professional permit. Education: Higher education degree guide
• 💡 No salary shown. Ask Affirm if it is above the minimum.

Updated 2026-11-05, from our data and official sources.

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About the role

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions of requests per day, supports the onboarding of merchants across all onboarding touchpoints, and maintains strict availability and latency SLAs given the criticality of the service. Further, the team maintains sophisticated pipelines that enrich our datasets for the purposes of merchant identification, risk analysis, and fraud detection. We’re looking for a Senior Software Engineer to join our fully remote team based in Europe. What You'll Do You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. You will drive detailed project definition, design, cross-functional alignment, estimation, in addition to task break-down, delivery, monitoring, and maintenance. You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. You will mentor engineers on the team to help improve their designs, code quality, and testing. You will own the availability, reliability, and performance of your team’s systems. On-Call Rotation - There would be an on-call rotation for this role as a requirement. What We Look For You have 4+ years of experience as a software engineer with leadership responsibilities and experience mentoring junior engineers. You have experience designing, developing and launching backend systems at scale and are proficient in one of Python or Kotlin You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes. You are expert at synthesizing complex business products, and technical requirements to consistently produce high quality system designs and software. You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation & Benefits Base Pay Grade - N Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €85,000 - €115,000 Additional benefits include: Flexible Spending Wallets for tech, food and lifestyle Away Days - wellness days to take off work and recharge Learning & Development programs Parental benefits Employee Resource & Community Groups We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Responsibilities

The Senior Software Engineer will be responsible for owning and delivering quarterly goals, leading engineers through ambiguity to solve open-ended problems, and supporting product development lifecycle through collaboration with cross-functional partners. They will also drive project definition, design, estimation, delivery, monitoring, and maintenance of systems while owning availability, reliability, and performance.

Requirements

Candidates must have 4+ years of experience as a software engineer, including leadership responsibilities and mentoring experience, along with a track record of designing, developing, and launching scalable backend distributed systems proficient in Python or Kotlin. Expertise in synthesizing complex requirements into high-quality system designs and safely making significant changes in large codebases is also required.

Key skills

• Backend Systems — in 32 other listings on The Stack
• Python — in 1200 other listings on The Stack
• Kotlin — in 251 other listings on The Stack
• AWS — in 802 other listings on The Stack
• MySQL — in 93 other listings on The Stack
• Kubernetes — in 585 other listings on The Stack
• Distributed Systems — in 342 other listings on The Stack
• System Design — in 199 other listings on The Stack
• Code Reviews
• Mentoring
• Availability
• Reliability
• Performance Monitoring
• Data Pipelines
• Risk Analysis
• Fraud Detection

On The Stack (as of 2026-11-05)

• Affirm has 37 other listings on The Stack, 25 of them marked as offering visa sponsorship.
• 76 visa-sponsored jobs in Spain on The Stack, posted in the last 60 days.
• 195 visa-sponsored software engineer jobs in Europe on The Stack, posted in the last 60 days.

Frequently asked questions about Affirm

Is this Senior Software Engineer, Backend (Merchant Data Platform EU) role still open?

It was posted on 2026-03-11. Listings more than 30 days old may no longer be active, so check Affirm's site before applying.

Where is this role located?

The listing gives the location as Remote Spain. It is marked remote.

What skills does this role ask for?

The listing names: Backend Systems, Python, Kotlin, AWS, MySQL, Kubernetes, Distributed Systems, System Design, Code Reviews, Mentoring, Availability, Reliability, Performance Monitoring, Data Pipelines, Risk Analysis, Fraud Detection.