Software Engineer II, Backend (Consumer Engineering) at Affirm

✨ The Stack take on this Affirm job

• 🏢 Affirm has 38 jobs here, 25 with visa sponsorship see all
• 🛂 Visa: Highly Qualified Professional permit. Education: Higher education degree guide
• 💡 No salary shown. Ask Affirm if it is above the minimum.

Updated 2026-11-05, from our data and official sources.

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About the role

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a highly motivated Software Engineer to build scalable foundational systems and data pipelines to power our Card platforms. You will partner closely with our Product and Engineering teams to design robust Card Processing systems, which enable us to operate and forecast with the highest degree of integrity and precision. These systems are responsible for delivering accurate and timely data from Affirm’s suite of products, for consumption by our Accounting, Treasury, and Strategic Finance among many downstream teams.   What You'll Do * With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. * You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. * You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. * You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. * Build and integrate data pipelines from a wide variety of products and systems. * Build a foundational platform which enables a wide range of critical processes, including reconciling each individual transaction across systems, partners, and cash movements. * On-Call Rotation - There would be an on-call rotation for this role as a requirement.   What We Look For * You have a total of 5+ years of experience as a software engineer. * You have experience designing, developing and launching backend systems and are proficient in Python. * You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. * You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. * You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. * Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. * You have strong verbal and written communication skills that support effective collaboration with our global engineering team.   COMPENSATION AND BENEFITS Base Pay Grade - L Equity Grade - Spain 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.  Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: €71,000 - €101,000 Additional benefits include: * Type of employment: Contract of Employment * Flexible Spending Wallets for tech, food and lifestyle * Away Days - wellness days to take off work and recharge * Learning & Development programs * Parental benefits * Employee Resource & Community Groups We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:  * Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents  * Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses * Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge * ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice [https://www.affirm.com/global-candidate-privacy-notice] and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Responsibilities

You will build scalable foundational systems and data pipelines for Affirm's Card platforms, collaborating with Product and Engineering teams. Additionally, you will support operations and availability by creating metrics and participating in on-call efforts.

Requirements

Candidates should have 5+ years of experience in software engineering, with proficiency in Python and familiarity with distributed systems. Strong communication skills and a proactive approach to feedback and growth are also essential.

Key skills

• Python — in 1200 other listings on The Stack
• AWS — in 802 other listings on The Stack
• MySQL — in 93 other listings on The Stack
• Kubernetes — in 585 other listings on The Stack
• Distributed Systems — in 342 other listings on The Stack
• Data Pipelines — in 113 other listings on The Stack
• Backend Systems — in 32 other listings on The Stack
• Code Reviews — in 40 other listings on The Stack
• Debugging
• Collaboration
• Technical Constraints
• Metrics Monitoring
• Community Engagement
• Project Management
• Problem Solving
• Communication

On The Stack (as of 2026-11-05)

• Affirm has 37 other listings on The Stack, 25 of them marked as offering visa sponsorship.
• 76 visa-sponsored jobs in Spain on The Stack, posted in the last 60 days.
• 195 visa-sponsored software engineer jobs in Europe on The Stack, posted in the last 60 days.

Frequently asked questions about Affirm

Is this Software Engineer II, Backend (Consumer Engineering) role still open?

It was posted on 2026-03-20. Listings more than 30 days old may no longer be active, so check Affirm's site before applying.

Where is this role located?

The listing gives the location as Remote Spain. It is marked remote.

What skills does this role ask for?

The listing names: Python, AWS, MySQL, Kubernetes, Distributed Systems, Data Pipelines, Backend Systems, Code Reviews, Debugging, Collaboration, Technical Constraints, Metrics Monitoring, Community Engagement, Project Management, Problem Solving, Communication.