Software Engineer I, Full Stack (Consumer Engineering) at Affirm

✨ The Stack take on this Affirm job

• 🏢 Affirm has 38 jobs here, 25 with visa sponsorship see all
• 🛂 Visa: Highly Qualified Professional permit. Education: Higher education degree guide
• 💡 No salary shown. Ask Affirm if it is above the minimum.

Updated 2026-11-05, from our data and official sources.

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About the role

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is seeking a Full Stack Software Engineer to join the Card Acquisition team within the Consumer org. This role is for an engineer who will contribute to the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Software Engineer, you will be responsible for implementing features, participating in technical discussions, and growing your technical depth. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.   What You'll Do * With the support of your team, you will work on tasks that contribute to the team's projects and goals. * You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. * You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. * You will contribute to a sense of community on your team by engaging in growth and development activities. * On-Call Rotation - There would be an on-call rotation for this role as a requirement.   What We Look For * You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. * You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. * You have knowledge of modern front-end tech stack (we use Javascript, Typescript, React/React Native/Redux, ES6, Webpack, and CSS3) * You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. * You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. * Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. * You have strong verbal and written communication skills that support effective collaboration with our global engineering team. * You are a self-driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical problems   COMPENSATION AND BENEFITS Base Pay Grade - J Equity Grade - Spain 2 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.  Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: €55,000 - €85,000 Additional benefits include: * Type of employment: Contract of Employment * Flexible Spending Wallets for tech, food and lifestyle * Away Days - wellness days to take off work and recharge * Learning & Development programs * Parental benefits * Employee Resource & Community Groups We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:  * Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents  * Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses * Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge * ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice [https://www.affirm.com/global-candidate-privacy-notice] and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Responsibilities

As a Software Engineer, you will implement features and participate in technical discussions while contributing to the quality and velocity of full stack development. You will work collaboratively with your team and stakeholders to ensure business goals are met while maintaining system integrity.

Requirements

Candidates should have experience designing, developing, and launching backend systems at scale, with proficiency in Python or Kotlin. Familiarity with distributed systems and modern front-end technologies is also required.

Key skills

• Python — in 1200 other listings on The Stack
• Kotlin — in 251 other listings on The Stack
• AWS — in 802 other listings on The Stack
• MySQL — in 93 other listings on The Stack
• Kubernetes — in 585 other listings on The Stack
• Javascript — in 141 other listings on The Stack
• Typescript — in 467 other listings on The Stack
• React — in 277 other listings on The Stack
• React Native
• Redux
• ES6
• Webpack
• CSS3
• Code Reviews
• Debugging
• Communication

On The Stack (as of 2026-11-05)

• Affirm has 37 other listings on The Stack, 25 of them marked as offering visa sponsorship.
• 76 visa-sponsored jobs in Spain on The Stack, posted in the last 60 days.
• 195 visa-sponsored software engineer jobs in Europe on The Stack, posted in the last 60 days.

Frequently asked questions about Affirm

Is this Software Engineer I, Full Stack (Consumer Engineering) role still open?

It was posted on 2026-02-24. Listings more than 30 days old may no longer be active, so check Affirm's site before applying.

Where is this role located?

The listing gives the location as Remote Spain. It is marked remote.

What skills does this role ask for?

The listing names: Python, Kotlin, AWS, MySQL, Kubernetes, Javascript, Typescript, React, React Native, Redux, ES6, Webpack, CSS3, Code Reviews, Debugging, Communication.