Senior Product Manager - Payment Processing & Settlement at N26

✨ The Stack take on this N26 job

• 🏢 N26 has 139 jobs here, 136 with visa sponsorship see all
• 🛂 Visa: Highly Qualified Professional permit. Education: Higher education degree guide
• 💡 No salary shown. Ask N26 if it is above the minimum.

Updated 2026-11-05, from our data and official sources.

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About the role

Responsibilities:
- Own the end-to-end product lifecycle for core payment systems and scheme integrations (SEPA, SWIFT, APMs).
- Define and drive the product roadmap: ideation → design → implementation → continuous improvement.
- Lead scoping, prioritization, and delivery of platform/back-end features that improve stability, scalability, and performance.
- Collaborate closely with Engineering and Design to deliver compliant, user-friendly payment journeys.
- Coordinate cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory and operational alignment.
- Use data and analytics to monitor product funnels, inform decisions, and optimize payment flow performance and costs.

Requirements:
- 5+ years product management experience, ideally in FinTech, banking, PSPs, or online retail.
- Hands-on experience integrating payment schemes (SEPA, SWIFT, FPS or local rails) and launching backend-heavy products.
- Strong analytical skills with ability to read specs, flows, and payment data to drive decisions.
- Demonstrated stakeholder management and product prioritization skills across engineering and business teams.
- Comfortable in regulated environments and collaborating with compliance/financial functions.
- Background in STEM, business, or economics; advanced degree (MBA/MS) is a plus.
- Experience with agile product development and a strategic, hands-on mindset.

Responsibilities

Define and execute the strategy for global financial infrastructure, focusing on scheme integrations like SEPA and SWIFT. Lead the entire product lifecycle for core payment platform components to ensure scalability, security, and regulatory compliance.

Requirements

Requires over 5 years of product management experience in FinTech or banking with a proven track record of launching backend-heavy products. A STEM, business, or economics degree is expected, along with deep technical knowledge of international payment rails.

Key skills

• Product Management — in 242 other listings on The Stack
• Payment Scheme Integration — in 1 other listing on The Stack
• Stakeholder Management — in 332 other listings on The Stack
• Analytical Skills — in 42 other listings on The Stack
• Agile Product Development — in 9 other listings on The Stack
• Product Prioritization — in 3 other listings on The Stack
• Strategic Planning — in 63 other listings on The Stack
• Cross-functional Collaboration — in 113 other listings on The Stack

On The Stack (as of 2026-11-05)

• N26 has 138 other listings on The Stack, 135 of them marked as offering visa sponsorship.
• 76 visa-sponsored jobs in Spain on The Stack, posted in the last 60 days.
• 72 visa-sponsored product manager jobs in Europe on The Stack, posted in the last 60 days.

Frequently asked questions about N26

Is this Senior Product Manager - Payment Processing & Settlement role still open?

It was posted on 2026-06-26. Listings more than 30 days old may no longer be active, so check N26's site before applying.

Does N26 offer visa sponsorship?

This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on N26's site.

Where is this role located?

The listing gives the location as Spain. It is marked on-site.

What skills does this role ask for?

The listing names: Product Management, Payment Scheme Integration, Stakeholder Management, Analytical Skills, Agile Product Development, Product Prioritization, Strategic Planning, Cross-functional Collaboration.