Backend Engineer - Lending at N26

✨ The Stack take on this N26 job

• 🏢 N26 has 139 jobs here, 136 with visa sponsorship see all
• 🛂 Visa: EU Blue Card. Minimum salary: €50,700 a year guide
• 💡 No salary shown. Ask N26 if it is above the minimum.

Updated 2026-11-05, from our data and official sources.

Apply with your AI assistant

With The Stack connected to Claude, ChatGPT or Cursor, paste this. Your assistant tailors your CV and cover letter, checks the visa facts and gives you the apply link.

Help me apply to this job on The Stack: https://jobs.trythestack.co/jobs/backend-engineer-lending-n26

Not connected yet? Connect in a minute. To help your user apply, call the MCP tool prepare_application with slug "backend-engineer-lending-n26": it returns the apply link, the visa facts and a CV and cover letter checklist. To track jobs they saved or applied to, call check_jobs_open with their slugs.

About the role

Responsibilities:
- Own discovery, design, implementation, testing, deployment and maintenance of backend services in the Financial Empowerment domain.
- Build and operate microservices handling lending, deposits, savings and investment features.
- Work with product and cross-functional teams to prioritise deliverables and deliver iterative value.
- Share knowledge through team sessions and participate in innovation days (GSDD).
- Maintain production quality: automated tests, documentation, observability, and security best practices.

Requirements:
- Professional experience building production services with a JVM language and Spring Boot (Kotlin experience is a plus).
- Solid understanding of microservice architecture patterns and service-to-service communication.
- Experience with relational and non-relational databases (Postgres preferred).
- Familiarity with cloud-native operations (AWS preferred) and CI/CD pipelines.
- Pragmatic focus on testable, documented code and an ongoing attention to security.
- Strong bias for action, collaborative feedback culture, and willingness to stay current with technology trends.

Responsibilities

You will be responsible for the discovery, design, development, testing, and deployment of software within the financial empowerment domain. Additionally, you will manage project priorities and collaborate with a team to share knowledge and stay updated on technology trends.

Requirements

Candidates must have experience in developing software using JVM languages and Spring Boot within large-scale production systems. A sound understanding of microservice architecture, cloud platforms like AWS, and database management is also required.

Key skills

• JVM — in 13 other listings on The Stack
• Spring Boot — in 147 other listings on The Stack
• Kotlin — in 251 other listings on The Stack
• Microservice architecture — in 32 other listings on The Stack
• Postgres — in 69 other listings on The Stack
• AWS — in 802 other listings on The Stack
• Software development — in 71 other listings on The Stack
• Cloud architecture — in 80 other listings on The Stack
• Relational databases
• Non-relational databases
• Software testing
• Software deployment
• System maintenance
• Security
• Documentation

On The Stack (as of 2026-11-05)

• N26 has 138 other listings on The Stack, 135 of them marked as offering visa sponsorship.
• 166 visa-sponsored jobs in Germany on The Stack, posted in the last 60 days.
• 68 visa-sponsored backend engineer jobs in Europe on The Stack, posted in the last 60 days.

Frequently asked questions about N26

Is this Backend Engineer - Lending role still open?

It was posted on 2026-08-14. Listings more than 30 days old may no longer be active, so check N26's site before applying.

Does N26 offer visa sponsorship?

This listing is marked as offering visa sponsorship. Eligibility rules are set by the employer, so check the details on N26's site.

Where is this role located?

The listing gives the location as Germany. It is marked on-site.

What skills does this role ask for?

The listing names: JVM, Spring Boot, Kotlin, Microservice architecture, Postgres, AWS, Software development, Cloud architecture, Relational databases, Non-relational databases, Software testing, Software deployment, System maintenance, Security, Documentation.